ga('require', 'GTM-NNH8CVT'); google-site-verification: google482d31f22c4a86e0.html Finance | Fletcher's Business Solutions

Tel: 01327 366 900

Email: info@fletchbiz.co.uk

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Registered in England No: 11323505

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FINANCE

Whether you’re looking to raise working capital, purchase an asset, increase stock levels or fund expansion plans, our business loans can help. Commercial business loans are perfect if you’re looking for help to grow your business, expand your premises or start a new project.

From time to time many businesses need a helping hand, whether it’s to enhance your day-to-day cashflow or longer-term borrowing; we can offer commercial business loans to a variety of businesses in different industries.

BRIDGING FINANCE

A bridging loan is a great solution for clients that need quick access to capital. It is a short-term interest-only loan to ‘bridge’ the gap – or in other words provide some breathing space while other finance is secured.

PROPERTY DEVELOPMENT FINANCE

Property development finance is a short-term loan for residential property developments, such as refurbishment projects or construction, that is usually based on gross development value - ie what will the site be worth when the refurbishment or construction project is finished - that is then paid back in stages.

ASSET FINANCE

Asset finance is a type of finance used by businesses to obtain the equipment they need to grow. It usually involves paying a regular charge for use of the asset over an agreed period of time, thus avoiding the full cost of buying outright. The most common types of asset finance are leasing and hire purchase.

INVOICE FINANCING

Is a general term used for asset based lending products that allow companies to finance slow-paying accounts where receivable. There are two ways to finance invoices. The first way is through a sale. Invoices can be sold to a factoring company in exchange for an immediate payment.

CONSTRUCTION FINANCE

The method of financing used when a borrower contracts to have a house built, as opposed to purchasing a completed house. One way is to use two loans, a construction loan for the period of construction, followed by a permanent loan from another lender, which pays off the construction loan.